Job Opportunities in United States

About this role:

Wells Fargo is seeking a Credit Risk Specialist within Collections Risk Strategy / Unsecured Default Servicing Risk, a part of the Consumer Lending Chief Risk Office (CRO) team. Learn more about the career areas and lines of business at wellsfargojobs.com .

In this role, you will:

• Create, maintain and champion an environment where there is a high degree of transparency
• Demonstrate a strong understanding of risk management and methodology for identification and controls across all risk types
• Demonstrate excellent verbal, written, and interpersonal communication skills
• Effectively work on a high diverse team who are geographically dispersed across multiple time zones located in the US, India and Philippines.
• Participate in less complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk
• Lead, develop, and implement strategic initiatives and processes to drive the company credit culture, appetite, and business performance
• Review and analyze reports to assess and predict risk and monitor performance that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
• Receive direction from leaders
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal customers
• Willingness to take on additional responsibilities as needed

Required Qualifications:

• 2+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Collections or Recovery work experience in operation or credit risk
• Strong educational credentials with an M.B.A. or master's degree preferred
• Risk professional with an understanding of various risk types (compliance, financial crimes, operational risk, audit, legal, credit risk, market risk, IT systems security, business process management)
• Outstanding quantitative and critical thinking abilities
• Innovative problem solver
• Ability to meet stringent deadlines
• Strong organizational, multi-tasking, and prioritizing skills
• Ability to work in a fast-paced deadline driven environment
• Advanced Microsoft Office skills

Job Expectations:

• This position offers a hybrid work schedule.
• This position is not eligible for visa sponsorship.
• No relocation assistance is provided for this job.
• Ability to work at one of the approved locations in the job posting.

Posting Locations:

• Dallas, TX
• Wilmington, DE

Posting End Date:
24 Sep 2024
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.