Homeownership Coordinator

September 12, 2024

RurAL CAP

Soldotna

FULL TIME

The Rural Alaska Community Action Program, Inc., (Rur AL CAP), founded in 1965, is a private, statewide, nonprofit organization working to improve the quality of life for low-income Alaskans. We represent every region of the state as one of the largest and most diverse nonprofit organizations in Alaska. We value input from and have respect for all people. We believe that Alaskans have the right to maintain their cultural heritage and close relationship to the land while protecting their economic and human potential. Our programs in early education, housing, and health and well-being serve to alleviate the root causes of poverty. We deliver innovative, community-driven solutions in response to Alaska’s most challenging needs while supporting vulnerable individuals and communities statewide.
JOB SUMMARY: Assists in coordination of the self-help homeownership program. Recruits and qualifies participants; packages loan documents. Conducts financial literacy training and homeownership preparation education.
DUTIES & RESPONSIBILITIES:

Develops and implements marketing plan and materials to promote program and recruit participants, especially those least likely to apply, in targeted communities.
Assists Homeownership Program Supervisor in coordination of the self-help program, including predevelopment activities, facilitating the homebuyer group, monitoring homebuyer accounts and bill paying, vendor relationships and public outreach.
Counsels participants on goal-setting and credit repair in one-on-one settings. Makes referrals to other sources of consumer credit counseling and other appropriate assistance when necessary.
Identifies and fosters partnerships with community and tribal organizations who share an interest in financial literacy and homeownership.
Screens potential applicants for eligibility. Prepares loan packages for submittal to USDA and other lenders as appropriate.
Facilitates meetings, both individual and group, and educational workshops.
Tracks participation and reports program activities and outcomes on a regular basis.
Develops and observes strict client confidentiality protocols and protection of client information, consistent with industry standards.
Provides daily technical assistance to clerical support staff.

OTHER RESPONSIBILITIES:

Participates in developing technical assistance materials.
Participates in program evaluation.
Develops and tracks milestones and outcome measures.

WORK ACTIVITIES:

Develops and maintains constructive and cooperative working relationships with others; actively looks for ways to help people.
Uses computers and computer systems effectively to develop documents and formal business communications, enter data, create spreadsheets, and process information.
Provides information to customers, co-workers and the general public by telephone, in written form, e-mail, or in person.
Develops specific goals and plans to prioritize, organize, and accomplish work.
Uses relevant information and individual judgment to determine whether events or processes comply with current program standards, laws, or regulations.
Monitors and reviews information from materials, events, or the environment, to detect or assess problems.

SKILLS & ABILITIES:

Ability to prioritize projects and assignments; solve problems independently; maintain a service orientation and a positive disposition, and produce professional results under deadlines.
Identifies complex problems and reviewing related information to develop and evaluate options and implement solutions.
Uses logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
Gives full attention to what other people are saying, taking time to understand the points being made and asking questions as appropriate.
Able to read, comprehend, and follow established policies and procedures.
Able to establish and maintain effective working relationships with superiors and co-workers.

JOB CONDITIONS:

Agency is a mandated drug and alcohol free workplace.
Work in field office environment.
Daily use of computers, phones, copiers, scanners, fax machines and other office equipment.
Ability to sit for extended periods and to perform repetitive data input tasks.
Ability to bend, stoop, reach, lift, and carry to retrieve files and records.
Must be able to work weekends and evenings when required.
Occasional travel required.

EMPLOYMENT REQUIREMENTS:

High degree of professionalism; ability to maintain confidentiality.
Valid Alaska Driver’s License. Must provide copy of current driving record from the Department of Motor Vehicles.
Insured Vehicle. Must provide proof of insurance.
Proven ability and willingness to be self-directed in problem-solving and decision-making while also working effectively as a team member.
Agency recommends annual TB screening and physical as part of employee’s personal wellness plan (Recommendation – Not a requirement of this position)

REQUIRED QUALIFICATIONS:

BA/BS in human services, business, finance, or related discipline from an accredited college or university, or the equivalent of four (4) years comparable work experience.
Ability to counsel and motivate clients to improve credit ratings to move toward homeownership.
Technical experience organizing and facilitating public meetings and events, recruiting program participants, and coordination with all affected or interested parties.
Demonstrated ability to train, assist, and supervise lower range staff in their daily tasks and routines.
Experience in training adult learners from a variety of social and economic backgrounds.
Demonstrated effective oral and written communication skills including ability to communicate effectively in cross-cultural situations.
Intermediate use of personal computer applications, including word processing, presentation graphics, database management, and spreadsheets.
High degree of self-motivation; Ability to work independently in a remote field office to achieve results with minimal supervision, and set up and maintain appropriate records.
Ability to become a HUD certified housing counselor within 6 months of employment.
Ability to acquire mortgage loan originator licensure within 6 months of employment.

PREFERRED QUALIFICATIONS:

Licensure through the Nationwide Mortgage Licensing System.
502 USDA Rural Development Certified Packager.
Certified HUD Housing Counselor
Prior experience with the administration of a USDA 523/502 self-help housing program or similar sweat-equity program.
Commitment to the empowerment of rural, low-income, and disabled persons.
Familiarity with Microsoft Word, Excel, Power Point, and Access for Windows, desktop publishing.

BENEFITS: As a full time, regular employee, you will be eligible to participate in our competitive benefits programs on the first day of the month after your 60th day of employment, including but not limited to:

Medical, Dental & Vision
Life & Supplemental Insurance
401K/Pension Plan
Flexible Spending Account/Health & Dependent Care
Health Savings Account
Employee Assistance Program
20 days (160 hours) of accrued Paid Time Off
12 Established paid holidays
Monthly Wellness Reimbursement

EQUAL OPPORTUNITY STATEMENT (EEO)
Rur AL CAP is an Equal Opportunity Employer and abides by the federal, state and local laws and regulations. These regulations prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities, and prohibit discrimination against all individuals based on their race, color, religion, sex (including pregnancy, gender identity and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), political affiliation, military service, or other non-merit-based factors. As an Equal Opportunity Employer, we are subject to certain federal recordkeeping/reporting requirements. In order to comply, we will request information from you regarding ethnicity, race, veteran status, and disability status. Agreeing or refusing to provide this information is completely voluntary, will not adversely impact your possible employment, and will only be considered as part of your application upon your request in compliance with our Affirmative Action Plan.
Job Type: Full-time
Pay: $29.41 per hour
Benefits: