Lotus Capital Limited is a full-service ethical investment management company specializing in Asset Management, Private Wealth Management, and Financial Advisory services. Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission (SEC) as Fund Managers. Over the last 14 years, we have consistently contributed towards the growth of non-interest finance in the Nigerian capital market, and also manage 3 mutual funds listed on the Nigerian Stock Exchange. We are recruiting to fill the following positions below: 1.)Credit Analyst Job Location: Lagos
Reporting to: Credit and Risk Manager
Key Roles & Responsibilities
Responsible: Analysing investment opportunities and investing in approved investment.
Assessing, analysing and interpreting financial information
Prepare credit analysis memo and recommend to the investment committee for approval
Prepare reports on degree of risk in the sectors being invested and keep knowledge of key issues up-to-date (e.g. legal, market risk and compliance issues)
Weekly updating of Portfolio Reports
Ensure client documentation are properly filed
Preparation of reports for meeting, EOM, MPR
Monitor performance of approved credit transaction and give reports of assessment
helping to enhance the quality of credit applications
Prepare Memos for disbursement and other memos as may be required in the unit
Follow up on client Takaful claims, renewals and other Takaful matters
Other duties assigned.
Requirements
B.Sc in Banking & Finance / Economics / Accounting or any related field
ICAN or other professional membership will be added advantage.
Proficient in financial statement analysis and good analytical skills
Fast Learner, Dynamic & Open minded
Ability to work with less supervision
Good communication skill.
Accountabilities:
Profitability, Quality and timeliness of investment reports
Timely and objective analysis of credit transactions
Investee portfolio health.
Application Closing Date: 15th November, 2024. Method of Application
Interested and qualified candidates should send their CVs to: careers@lotuscapitallimited.comusing the Job Position as the subject of the mail.
Lotus Capital Limited is a full-service ethical investment management company specializing in Asset Management, Private Wealth Management, and Financial Advisory services.
Lotus Capital is a pioneer in non-interest finance in Nigeria and duly registered with the Securities & Exchange Commission (SEC) as Fund Managers.
Responsibilities
Origination of Asset-Backed and Trade Transactions
Marketing – Identify and cultivate Corporate Clients in various sectors including Oil & Gas, Manufacturing, Telecommunication, Agriculture amongst others
Manage client relationships and ensure service excellence
Achieve the budgeted income target from transactions
Other duties assigned
Job Scope & Accountabilities:
Responsible for the growth of Asset Backed and Trade Transaction Portfolio
Prepare and deliver presentations to prospective clients on product offering
Prepare detailed information memorandum and credit analysis on prospective clients
Responsible for income generation from transactions
Excellent relationship management and customer service
Ensure all required client documentation are duly collected as required
Liaise with other departments to ensure smooth approval process of transactions within agreed turnaround times
Achieve allocated budget income and transaction volumes as advised
Provide weekly reports to the Departmental Head on activities
Qualifications
Bachelor's Degree in Business Administration, Accounting or related field
A minimum of 7 years of experience in financial services credit marketing role
An MBA or Masters’ degree would be an advantage
Competences & Skills:
Experienced in credit creation and analysis
Good understanding of macroeconomic indices
Good interpersonal and analytical skills
Good Presentation skills (Power Point, Excel)
Good Communication skills (written and spoken)
Good understanding of marketing and customer service delivery.
Application Closing Date: 15th November, 2024. Method of Application
Interested and qualified candidates should send their CV to:careers@lotuscapitallimited.com using "Credit Marketer" as the subject of the mail.
Develop and implement investment strategies in line with portfolio objectives and expectations
Construct and manage investment portfolios across asset classes (including equities & fixed income assets) in line with mandates
Appraise investment opportunities and prepare high quality investment proposals
Oversee seamless transaction execution and settlement
Prepare and deliver quality performance reports
Prepare and deliver periodic management reports
Manage portfolio riskeffectively
Achieve portfolio outperformance of selected benchmarks
Effective revenue generation to achieve annual targets
Maintain professional relationships with existing and potential clients, financial institutions, and other stakeholders to support investment products
Communicate with stakeholders on market conditions and economic trends
Other related investment management duties
Job Attributes
Minimum of 7 years of experience in managing investment portfolios across asset classes
Excellent investment performance track record and revenue generating skills
Excellent trade origination and execution skills
Excellent understanding of the global and domestic macroeconomic environment, capital markets and securities regulations
Excellent understanding of investment strategies and risk management
Excellent verbal and written communication skills
Strong numeracy and presentation skills
Strong analytical and financial modeling skills
Strong product development skills
High attention to detail
Strong ethics and integrity
Familiarity with non-interest finance principles – added advantage
Education
Master's Degree in Economics, Finance or a related discipline
Passed CFA level 2 exam – minimum requirement.
Application Closing Date: 6th November, 2024. Method of Application
Interested and qualified candidates should send their CVs to: careers@lotuscapitallimited.comusing the Job Position as the subject of the mail.