Underwriter duties and responsibilities Underwriters perform many analytical tasks to fully review and assess an applicant to ensure their company provides the right amount of coverage or assistance. They often have the following responsibilities:
Collect, review and analyze an applicant’s relevant history and records
Obtain additional information about an applicant to determine coverage needs
Determine the level of risk for insuring or lending
Offer recommendations on whether or not to approve an application
Help agents determine premium costs
Evaluate insurance claims for accuracy and the coverage amount