Job Opportunities in Philippines

Job Description:
The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.
Key Responsibilities:

• Review loan applications and requirements of loan applicants.
• Validate information through interviews with loan applicants.
• Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
• Examine the payment history of applicants' previous or existing loans with other financial institutions.
• Prepare accurate and reliable Credit Approval Memorandum (CAM).
• Submit the CAM on time to the Immediate Superior and Credit Committee for approval.
• Perform other work-related functions as assigned.

Key Requirements:

• Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field.
• Knowledge of credit analysis and loans/credit operations will be an advantage.
• Owns a motorcycle and holds a valid driver's license.
• Willing to engage in fieldwork.
• Strong analytical, judgment, and decision-making skills.
• Innovative and creative in the approach to the loan/credit review process.
• Self-motivated with the ability to work independently in a fast-paced environment.
• Keen attention to detail and effective communication skills.
• Proficient in proper telephone etiquette and handling different personalities well.

Job Types: Full-time, Fresh graduate
Benefits:

• Additional leave
• Company Christmas gift
• Company events
• Opportunities for promotion
• Paid training

Schedule:

• 8 hour shift
• Holidays
• Monday to Friday
• Overtime

Supplemental Pay:

• 13th month salary
• Bonus pay
• Commission pay
• Overtime pay
• Performance bonus
• Yearly bonus

Application Question(s):

• Do you possess valid license and motorcycle?
• Willing to conduct fieldwork?
• Willing to conduct hands-on new hire training in the Head Office - Ortigas, Pasig? Accommodation, meals, and transportation will be provided.

Education:

• Bachelor's (Preferred)

Willingness to travel:

• 100% (Required)