Reviews the completeness of loan application, Credit Approval Memorandum and loan documents.
Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
Determines creditworthiness of the borrower based on application of existing measures.
Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.
Informs the concerned Branch or Marketing Department regarding the status of account or additional document/requirement to be complied by the borrower.
Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
Calls the clients with “hold account” status to follow up lacking loan documents/requirements.
Performs other related functions that may be assigned from time to time.
Key Requirements:
Graduate of any four-year business course
Preferably with at least six (6) months related experience in loan/credit review
Has knowledge in credit analysis, loans/credit operations
Must be innovative and creative in approach to loan/credit review process
Self-motivated and has the ability to work independently in a fast-paced environment
Has keen attention to details and has good communication skills
Should know proper telephone etiquette/has the ability to handle different personalities well.
Willing to report onsite in Ortigas, Pasig City
Job Type: Full-time Pay: Php14,000.00 - Php15,000.00 per month Benefits: