Job Opportunities in United States

Do you want to grow your career? Are you looking for the opportunity to work in a collaborative team environment? Are you interested in working for a company committed to constantly improving our processes?
Horizon Farm Credit is actively seeking a Loan Processor to join our Farm Credit EXPRESS (FCE) team in our Mount Joy Branch located at 15 Eby Chiques Road. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This is a great opportunity to make a difference in agriculture and rural communities.
Overview: In this position, you will prepare Farm Credit EXPRESS (FCE) loans from application through closing in a timely and efficient manner. You will obtain all necessary documentation and ensure compliance with all processing procedures and customer service standards. Review all information for accuracy and facilitate the proper accounting of loan actions to the appropriate loan accounting system.
Areas of responsibility include:
Loan/Lease Processing – Performs various functions of the loan/lease process including:
Application through Decision
Review applications and documentation for eligibility, completeness, and accuracy.
Monitors the Credit Delivery process including Ag Score, evaluates Credit Bureau Report information, and acquires the proper credit decisions.
Reconciles all Fraud alerts, OFAC alerts, Name & SS# Discrepancies according to the program’s Red Flag requirements.
Performs all phases of administrative and clerical functions involved in the processing of FCE applications.
Loan/Lease Documentation
Prepares all loan/lease/legal documents necessary for closing.
Monitors Dealership Invoices for comparison to the Application for accuracy.
Pre-Closing Review process – review of all loan/lease documentation prepared by others to assist in the completeness and accuracy of each loan/lease package.
Performs all phases of administrative and clerical functions involved in the processing of FCE Document packages.
Loan/Lease Closing
Ensures all conditions are met and required insurance and collateral are in place when closing the loan/lease.
Processes loan & commission checks, Coal, and GL entries necessary for the accurate booking of FCE loans/leases.
Verifies the proper lien position was acquired.
Post-Closing Review process – review of Closed Packages prepared by others to assist in the completeness and accuracy of each loan/lease package.
Sets up necessary follow-up steps to obtain Original signed loan/lease documents.
Ensures Associations are receiving Closed Packages and Original Collateral documents within 5 business days of closing.
Next-day review of completed work for quality and compliance measures.
Performs all phases of administrative and clerical functions involved in the closing of FCE loans/leases.
Customer Service
Ensures that existing and potential members, dealerships and salespeople receive prompt, courteous service.
Provides information as to programs, policies, and procedures.
Consults with dealership staff to acquire and coordinate required information and documentation for the processing of FCE applications.
Documenting the Transaction
Ensures Application Notes, in all stages of the loan/lease process, are recorded timely within the FCE portal and that they accurately provide a descriptive and complete accounting of the transaction for all parties involved in the transaction to review.
Pipeline Management
Meet target turnaround times.
Ensure workflows and follow-ups are maintained daily to ensure all work that comes in by close of business each day is in process.
Provide support to Processing Team members when necessary to ensure prompt customer service according to policies and procedures.
REQUIREMENTS:
Must possess a high school diploma
Zero experience up to five years of experience is preferred.
Excellent written and verbal communication skills.
Ability to work independently with minimal supervision.
Excellent organizational skills with the ability to manage multiple priorities effectively and efficiently with a high degree of accuracy to meet tight deadlines.
Ability to develop and work well in a team atmosphere.
Ability to initiate, organize, and prioritize work required.
Computer proficiency with knowledge of computer software applications.
Adaptable and flexible to a changing work environment.
Prolonged periods of sitting at a desk and working on a computer.
Regular, predictable, and reliable attendance is required.
Who are we?
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we’re constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
Medical insurance with dental and vision care options
401 (k) with significant employer matching
Paid time off, holidays, and volunteer time to support work/life balance
Tuition reimbursement and training opportunities
Student loan reimbursement
Leadership and career development opportunities
Paid parental leave and short-term disability
Fun and inclusive work environment
Salary Range: $40,500 – $50,000, depending on previous experience
Equal Opportunity Employer including veterans and individuals with disabilities.