November 6, 2024

Vero Finance Technologies Inc dba Lever Auto

Greenville

FULL TIME

Credit and Risk Associate

About the job
Lever Auto is looking for an experienced Credit & Risk Associate to support the expansion of our floorplan lending business. You will be working across the organization to support underwriting, dealer monitoring, risk mitigation, collections and portfolio performance.
At Lever, Credit & Risk is not a back-of-the-house business function - we partner with dealers to build great relationships, coach them around performance habits and take the time to understand their operations and ensure they're able to leverage Lever to help with everything from inventory management to financial operations.
Lever has raised $75M of equity and debt to fuel the growth of its platform. Our team of 20 has backgrounds in finance, mobility, banking software and automotive. We are looking for applicants who love learning new ways of doing things, are collegial, excited about providing exceptional customer support and are motivated to continue their career in a dynamic company.
What you'll be doing:
The Credit and Risk Associate position is responsible for providing an exceptional and engaging user experience to our auction partners, dealer partners, and internal team members. Your primary responsibilities support credit review for all potential customers through the application process and document collection requirements, as well as support for Risk on verification of collateral for current customers. This process is essential to properly servicing, retaining, and delighting your internal and external partners, while facilitating Lever’s secured collateral position.
You’ll be involved in various risk related operations - dealer application, document collection, and audit reconciliation - facilitating program requirements across Credit and Risk.
You will expand your technical and analytical skill set as much as you desire and putting yourself in a position to understand the complex solutions demanded by the rapidly evolving auto dealer segment.
Overall you’ll get to work in a fast paced environment with high exposure where there’s no limit on what you’ll get to learn and work on.
What you’ll be responsible for:

Develop a thorough understanding of Lever Auto’s policies, processes, and procedures relative to assigned areas, and ensure adherence to established policies and procedures.
Apply experience and lessons-learned to create or modify work methods related to records, files, processes, and procedures
Ability to effectively communicate and exchange information with a wide diversity of individuals, both verbally and written
Strong organizational skills, including ability to multitask, work efficiently, and prioritize
Ability to handle sensitive information and situations with tact and discretion
Receive, validate, and scan inbound application documents and correspondingly ensure proper
Provide input and maintenance of collateral management systems, data, records, and files necessary to provide servicing to the related partner or team
Ensure a smooth flow of communication between RSM, Credit Department and account holders when necessary
Create tasks and assign to RSM on necessary documentation needed for new applications
Identify and address issues with credit compliance among individual dealer accounts
Assist with Audit reconciliation on audits completed in timely manner. Report to Director of Risk any findings whereas there may be a potential risk.
Perform monthly quality assurance responsibilities and cyclical testing

Must Have:

Great time management skills and attention to detail coupled with a proven ability to meet deadlines
First-rate problem-solving skills combined with the ability to prioritize tasks
Experience and proficiency navigating multiple technologies to perform your role
Excited by a high growth and fast paced environment, with the ability to take initiative and adapt
Passionate about helping people, active listener, burning curiosity, and self-driven
Analytical background with the ability to easily analyze, distill, and apply learnings
Self-directed learning style; naturally operate with an execution mindset and enjoy working in a fast-paced, dynamic environment
Accountable; Excellent follow-up and follow-through
Deep knowledge of the auto aftermarket
Bilingual preferred but not required

Why you’d love us:
If you are looking for a fast-growing, low-ego tech startup that alleviates a significant client pain point, and you want to help redefine the automotive dealership operating model, Lever is the place for you. You’ll gain deep experience in the rapidly growing auto aftermarket ecosystem and you’ll expand your technical skillset.
You will have the opportunity to take on ownership of projects end-to-end to deliver value to clients as a trusted partner.
Lever is an equal opportunity employer. We actively encourage applicants from underrepresented backgrounds, and we are accepting candidates based anywhere in the United States.
This job description reflects essential functions of this position but is subject to change at any time and does not restrict the tasks that may be assigned.
Job Type: Full-time
Pay: $50,000.00 - $50,001.00 per year
Benefits: