Job Opportunities in United Kingdom

Head of Lending Products Risk

Closing date: 25/11/2024
Interviews will take place week commencing 2/12/2024 and 9/12/2024

A bit about the role...

You will lead a team in the Risk Directorate, the Agency’s Second Line. You will be responsible for making Investment decisions for deployment, management and recovery of capital within Homes England’s delegated authority.
You will be the Risk Business Partner lead for the Investment Directorate including the Loans and Portfolio teams and the Affordable Housing Programme team.
You will also be responsible for leading and developing a specialist risk team which provides, credit risk recommendations and Business Partner risk and assurance advice and support.
You will be accountable to the Chief Executive Officer, Executive Directors and Senior Responsible Owners across the Agency for the provision of an agile and collaborative risk service which supports the delivery of a range of complex interventions within the Agency’s risk appetite.
Reporting directly to the Assistant Director of Lending Products Risk, you will be expected to introduce and embed best practice risk disciplines and processes across the Agency and Government, playing an important role in building knowledge, skills, capacity, and a risk culture.
You will be a key member of the wider Risk Leadership Team which is collectively responsible for ensuring that the Risk function is effectively managed and supported, including oversight of the flexible deployment of team resources, to deliver business plan targets.

A bit about you…

You will be educated to degree level or will have significant and broad ranging equivalent experience, and you are likely to hold a relevant post-graduate or professional qualification. You will have experience of and preferably have held delegated authority for Credit Risk Approvals. You will have leadership experience and credibility to lead and manage a high output team of risk management professionals dealing with diverse and complex risk matters across multiple activities and funding programmes.
You will have significant experience of promoting sound and commercially focussed risk management principles and practices within a public/ private sector environment. You will have strong communications skills and are able to influence and negotiate with a wide range of senior internal and external stakeholders with conflicting agendas and priorities.
You will be able to solve problems and provide practical solutions and approaches to politically sensitive and complex issues across multiple programmes and scenarios.

Who are we?

Homes England: The Housing and Regeneration Agency
We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.
How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.
Together with our partners, we’re accelerating the pace of house building, remediation and regeneration across the country, as we seek to deliver ever more affordable homes in places people are proud to call home for generations to come.

What we offer...

As well as a competitive salary and 33 days annual leave, we are committed to 50/50 hybrid working. We’ll support you, wherever possible, so that you don’t miss out on what matters to you.
Membership of the Homes and Communities Agency Pension Scheme, which is a contributory defined benefit scheme with the amount you receive on retirement based on your salary and years worked at the Agency.
Internal applicants: please note that if you are successful, the salary you are offered will be in accordance with our pay controls and pay policy. You can find details on the HR Hub Share Point site.
If you ever need a bit of extra help, we have a great employee assistance programme, financial wellbeing support and access to many great discounts with leading high street names.
Our range of network groups are also there to support you to be yourself at work and play a key role in helping shape our future.
If you are a member of a professional body, we’ll pay for your membership and once you get your digital kit, you’ll be good to go.
Homes England are a geographically diverse community. We work to a 50/50 office/ home based model. Moving back into our office environments has enabled us to utilise our space and time together in the most collaborative way.
We would encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications.
We also encourage you to apply using the full application option as opposed to quick apply, this is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme.
If your application is shortlisted to interview we will require you to provide proof of your right to work in the UK at this stage.