Job Opportunities in Poland

Credit Analyst GBS

Location: Lodz, PL, 90-530

• Review credit application, interpret and analyze credit reports, financial statements and other supporting legal documents in order to evaluate credit worthiness of customers, making recommendations and setting credit limits
• Contact references of customers via phone or email as required
• Responsible for conducting annual reviews of existing customers for continuation or terms and or credit line
• Ensure follow-up of orders and order hold releases throughout the day
• Deduction resolution: research the cause of deduction, and ensure follow-up to resolve the balance due
• Manage overdue invoices and resolution of deductions as required to achieve departmental and company goals
• Enforce customer compliance to terms and conditions of credit by communicating and educating both customers and internal departments
• Respond to numerous incoming calls/emails from external and internal customers
• Manage customers ensuring that billing is completed and that payments are made according to terms
• Participate in sales-credit conference calls to discuss top customer delinquency with the goal of resolving customer delays, non-payment or any other credit related issues
• Prepare documentation for transfer to debt collection agency and follow up until reception of payment or file closure
• Serve as backup for daily cash posting of payments received, completing reconciliation of all incoming payments
• Manage customer’s information including contacts, credit/collection process and other important information for each assigned customer
• Proactive review of customer portfolio in scope, initiating collection actions based on Aging analysis and collection worklist
• Promptly escalate to Coordinator or (and) Team Lead in the event of unsuccessful collection / no-contact in high importance cases

• Degree in Accounting/Finance/Business or related field
• Certification in credit management or related fields (e.g. CICM) is a plus
• Excellent communication and negotiation skills in English is a must have.
• Proficiency in another european language is also a must have
• 1y+ experience in Credit and Collections, preferably in the food industry, dealing with large manufacturers or small businesses or in a shared service center / BPO environment
• Working understanding of general accounting and applicable laws, regulations and interpretations governing accounting, financial statements and disclosure, including IFRS and GAAP
• Microsoft Excel proficiency, including formulas
• Experience with SAP is strongly preferred
• Ability to multitask and handle multiple deadlines
• Ability to work independently as well as in a team environment
• Strong analytical, time management, problem-solving, negotiation, presentation skills

• Employment on a regular basis in the sweetest company in the world.
• Annual bonus based on your work results.
• Lunch card to be used for groceries and restaurants.
• Private medical care in Lux Med (basic package fully financed by BC).
• Fit Profit sports card co-financed by BC.
• PPE: we care about your future, and we save money for your retirement.
• Cafeteria Program as a part of Social Fund.
• Group life insurance.
• Hybrid working model: min. 8 days in the office a month.
• As part of our work-life balance culture, we can start work between 7 am and 10 am.
• Free consultation with a lawyer once a quarter.
• Chocolate! Yes, surprising but we have chocolate in the office, for Christmas, BC’s Birthday, and many other occasions during the year.
• And if chocolate is still not enough, you can join one of our theme clubs, where together with other employees we develop our passions and interests.
• Daily delivery of fresh fruits and veggies to the office.
• You can purchase our sweet products with a special discount.
• Relax zone in the office and plenty of options to choose from: Play Station 5, football table, pool table, Ping-Pong, library, table games, and massage chairs.
• Sport @work? Sure! We have treadmills and indoor exercise bikes with a laptop station.
• We like to party as much as we like chocolate! We have integration budgets we can use for team events.
• Forever Chocolate and Event Team: you can join them and have a real influence on social life in BC and CSR activities.