Job Opportunities in India


October 16, 2024

Uthaan India Pvt Ltd

FULL TIME


Credit Associate

About the Company :
Vitto - a funded inclusive Fin Tech platform for local-language preferred users to avail micro-financial services through mobile and conversation AI and alternate data tools to make it extremely easy for borrowers to avail micro-financial services through partner institutions digitally. Our mobile platform allows local-language preferred borrowers to complete KYC, apply for loans, and repay loans without typing anything. We're the global winner of Inclusive Fin Tech50 for 2022 administrated by Accion and CFI. Our work featured on BBC, Your Story, Inc42 and others
Professional qualifications and skills required:
  • BSc, Graduate or Post Graduate in Accounting, Economics, Banking and Finance or relevant field
  • Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
  • Hands-on experience with accounting software
Responsibilities:
  • Research and evaluate clients’ credit worthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Follow up with clients to manage debt settlements and loan renewals
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies
Job Type: Full-time
Pay: From ₹180,000.00 per year
Schedule:
  • Day shift
Ability to commute/relocate:
  • Gurugram, Haryana: Reliably commute or planning to relocate before starting work (Required)
Experience:
  • total work: 1 year (Preferred)
Work Location: In person
Expected Start Date: 21/10/2024

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