About the Company : Vitto - a funded inclusive Fin Tech platform for local-language preferred users to avail micro-financial services through mobile and conversation AI and alternate data tools to make it extremely easy for borrowers to avail micro-financial services through partner institutions digitally. Our mobile platform allows local-language preferred borrowers to complete KYC, apply for loans, and repay loans without typing anything. We're the global winner of Inclusive Fin Tech50 for 2022 administrated by Accion and CFI. Our work featured on BBC, Your Story, Inc42 and others Professional qualifications and skills required:
BSc, Graduate or Post Graduate in Accounting, Economics, Banking and Finance or relevant field
Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
Hands-on experience with accounting software
Responsibilities:
Research and evaluate clients’ credit worthiness
Create credit scoring models to predict risks
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications
Follow up with clients to manage debt settlements and loan renewals
Ensure all lending procedures comply with regulations
Develop, review and update our company’s credit policies
Job Type: Full-time Pay: From ₹180,000.00 per year Schedule:
Day shift
Ability to commute/relocate:
Gurugram, Haryana: Reliably commute or planning to relocate before starting work (Required)
Experience:
total work: 1 year (Preferred)
Work Location: In person Expected Start Date: 21/10/2024