Credit Analyst, Telia Finance AB
Are you ready to start a new adventure? We are seeking a skilled and motivated Credit Analyst to join our Credit Department at Telia Finance! The ideal candidate will play a critical role in model development, statistical analysis, and credit risk management. You will work in a small team team of credit professionals, handling both highly automated processes for consumer financing and more manual processes for large B2B deals. The role is a senior-level position within the team, and you will be expected to plan & manage your own tasks and responsibilities, as well as provide guidance to colleagues when needed.
Telia Finance is a credit market company in Telia Company, with around 140 employees, providing financial services for Telia's B2B and B2C customers in the Nordics. You'll be part of a dynamic team within a rapidly growing telecom financing company, working on diverse projects that challenge and refine your analytical skills. You'll have the chance to contribute to key business decisions and strategies in a collaborative and supportive environment, with plenty of opportunities for professional growth. And on top of this, we are a fun bunch of people to work with!
As a Credit Analyst, you will develop and maintain statistical models for credit risk assessment and monitoring, while also performing in-depth statistical analysis and validating credit scoring models. You'll be responsible for designing and optimizing database structures to support credit analysis and reporting, as well as preparing and delivering credit monitoring reports, including score monitoring and validation.
Additionally, you will contribute to IFRS9 credit loss reserve calculations and reporting. Participation in various cross-functional projects and providing analytical support is essential, alongside ensuring compliance with regulatory requirements and internal policies. Collaboration with team members and stakeholders will be key to delivering insights and driving decision-making.
Who we’re looking for
The ideal candidate will have a minimum of 3-5 years of experience in a bank or financial institution, particularly in credit risk or related areas. You are skilled in statistical tools and programming languages such as R and Python, along with advanced Excel skills, including complex formulas, pivot tables, and data visualization techniques. A solid understanding of credit risk modeling, scorecard development, and validation processes is essential, and experience with IFRS9 and credit loss reserve calculations is highly desirable.
You work independently and priorities well in your work. Your proactive approach ensures challenges are addressed efficiently while maintaining high-quality work. Excellent analytical, problem-solving, and critical-thinking skills, as well as strong communication abilities to convey complex information clearly to non-technical stakeholders, are also required.
A university degree in Statistics, Economics, Finance, or a related field is a plus. We require strong English speaking and writing skills, while Swedish is considered a plus. Additionally, experience in a Nordic business environment is highly valued. The position is located in Telia Headquarters, Solna, Stockholm.
Ready to make better happen?
We are looking forward to your application by 2024-10-03. Required controls will be performed. If you want to know more about this position, please contact Talent Acquisition Partner Caroline Åberg at caroline.aberg@teliacompany.com
Join us and let’s make better happen – together!