Job Opportunities in South Africa

Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, undefined, Durban, Durban
Job Type: Full-time
Job Ref ID: 80049047A-0001
Date Posted: 10/18/2024

Job Description

To assess and evaluate lending applications for Enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies to achieve targeted asset book growth while optimising losses and effectively mitigating credit risks. To ensure lending is within Bank's Risk Appetite parameters. Support business partners in understanding and solutioning to meeting client lending needs, as appropriate for the Enterprise client segment.

Qualifications

Minimum Qualifications

Type of Qualification: Diploma
Field of Study: Business Commerce

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of simple financial statements and cash flow forecasts. Knowledge and understanding of repayment structures and collateral. Understanding of collection processes within the banking environment is beneficial.

Additional Information

Behavioral Competencies:
Articulating Information
Examining Information
Following Procedures
Interacting with People
Interpreting Data
Making Decisions

Technical Competencies:
Asset Based Lending
Loan Assessment
Loan Approval

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or Transaction Fraud Ops SA@standardbank.co.za

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or Transaction Fraud Ops SA@standardbank.co.za