Responsible for reviewing the merit of loan applications through sound credit reviews and thorough verification of documents. Key Responsibilities:
Reviews the completeness of loan application, Credit Approval Memorandum (CAM) and loan documents.
Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
Endorses the report/CAM to Credit Review Supervisor for checking and review.
Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.
Informs the concerned Branch or Marketing Department regarding the status of account or additional document/ requirement to be complied by the borrower.
Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
Calls the clients with “hold account” status to follow up lacking loan documents/requirements.
Performs other related functions that may be assigned from time to time.
Key Requirements:
Willing to train in Ortigas Pasig for two (2) weeks.
Graduate of any four-year business course
Preferably with at least six (6) months related experience in loan/credit review
Has good customer-service skills and good communication skills
Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
With high sense of responsibility, accountability and integrity